CGS 100% Capital Protect Gold +
About the product
A 100% capital-protected investment product linked to gold, issued by Goldman Sachs Bank Europe.
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Why choose this product?


Expected annual interest rate: 10%

The expected return depends on the chosen currency and the performance of the underlying index and is paid out upon reaching predefined index levels.



Historical performance and risk control

- CGS 100% Capital Protect Gold + is linked to the performance of SPDR Gold Shares—one of the most established exchange-traded funds that track the price of gold.
- The ETF is widely used by institutional investors and serves as a benchmark instrument for gaining exposure to gold in global markets.
- This structure allows the investor to benefit from movements in the price of gold without the need to purchase it directly or deal with the storage of the physical asset.
Automatic early redemption
- Possibility of automatic early redemption by the issuer, Goldman Sachs, if the index levels are reached during any of the first nine observation periods (one period equals six months).
- Historical data indicates that in over 75% of cases, the early redemption condition is triggered within the first 1–2 years, which enables a faster and more predictable realization of returns.

Security and trust from Goldman Sachs
Goldman Sachs Bank Europe is part of Goldman Sachs – a global leader with over 155 years of experience in financial services and a proven reputation in investment banking, asset management, and strategic financial solutions for corporate, institutional, and individual clients.
- High level of transparency and professionalism: with a credit rating of A1/A+/A+, Goldman Sachs International is among the most reliable financial institutions in the world.
- As issuer, Goldman Sachs Bank Europe guarantees the repayment of the principal and any accrued return at maturity or upon early redemption, providing investors with confidence and stability supported by global experience and expert oversight.
Who is this product suitable for?
- Have a conservative investment profile and prioritize capital protection above all else.
- Believe in the long-term value of gold.
- Prefer structured solutions over independent trading.
- Make investment decisions with a medium- to long-term horizon.
Additional Information
ONLY CLIENTS OF COMPASS INVEST ARE ELIGIBLE TO PARTICIPATE IN THE TRANSACTION.
►Investors who are not yet clients of Discretionary Portfolio Management must establish a client relationship if they wish to invest. For assistance, please contact our Client Relations department.
Why Compass Invest?
- With a team of professionals with more than two decades of experience in the Bulgarian market, Kompas Invest continues to expand its clients’ access to leading international investment solutions.
- CGS 100% Capital Protect+ is another step in the company’s effort to offer intelligent, protected, and return-generating investments that combine capital security with the potential of global markets. The product features a fully transparent structure, clearly defined parameters, and an accessible logic — factors that ensure peace of mind and informed decision-making for every investor.
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Important
Important: The proposed investment concept represents an investment portfolio under Article 86, paragraph 2 of the Collective Investment Schemes and Other Undertakings for Collective Investment Act (ZDKISDPKI). This material is for informational purposes only and does not constitute a recommendation to buy or sell financial instruments. Please note that prior to maturity, the value of investments and the income from them may decrease, profits are not guaranteed, and there is a risk that you may not recover the full amount invested. The invested capital is fully guaranteed only at maturity, except in the event of a credit event involving the issuer, Goldman Sachs Group. Investments are not guaranteed by a state-established guarantee fund or any other form of guarantee.