CGS 100% Capital Protect +
About the product
A 100% capital-protected investment product issued by Goldman Sachs Bank Europe.
Download the brochure (USD)
Download the brochure (EUR)
Why choose this product?
Expected annual interest rate: 7.80% for investments in euros and 12.80% for investments in US dollars.
Diversification and control of the Risk
- The underlying index combines five leading exchange-traded funds (ETFs) across the main asset classes — equities, bonds, and commodities — each with a 20% weighting.
- The ETFs are managed by BlackRock, Invesco, and State Street, ensuring high liquidity and professional management.
- The index applies a mechanism designed to target a volatility level of 5%.
Automatic early redemption.
- Possibility of automatic early redemption by the issuer, Goldman Sachs Bank Europe, upon reaching annual index levels from year one to year four.
- Historical data shows that in over 99% of cases, the early redemption condition is triggered within the first 1–3 years, providing a fast and predictable realization of returns.
Security and trust from Goldman Sachs Bank Europe.
Goldman Sachs Bank Europe is part of Goldman Sachs Group – a global leader with over 155 years of experience in financial services and a proven reputation in investment banking, asset management, and strategic financial solutions for corporate, institutional, and individual clients.
- High level of transparency and professionalism: With a credit rating of A1/A+/A+, GSI is among the most reliable financial institutions in the world.
- As issuer, Goldman Sachs Bank Europe ensures the repayment of the principal and any accumulated return at maturity or early redemption, providing investors with confidence and stability backed by global experience and expert oversight.
Who is this product suitable for?
- are seeking a balance between capital protection and returns — a defensive investment in an uncertain economic and market environment.
- wish to diversify their portfolio with a capital-protected instrument.
- are looking for an alternative to traditional deposits.
Additional Information
ONLY CLIENTS OF COMPASS INVEST ARE ELIGIBLE TO PARTICIPATE IN THE TRANSACTION.
►Investors who are not yet clients of Discretionary Portfolio Management must establish a client relationship if they wish to invest. For assistance, please contact our Client Relations department.
Why Compass Invest?
- With a team of professionals with more than two decades of experience in the Bulgarian market, Kompas Invest continues to expand its clients’ access to leading international investment solutions.
- CGS 100% Capital Protect+ is another step in the company’s effort to offer intelligent, protected, and return-generating investments that combine capital security with the potential of global markets. The product features a fully transparent structure, clearly defined parameters, and an accessible logic — factors that ensure peace of mind and informed decision-making for every investor.
Begin investing
Important: The proposed investment concept represents an investment portfolio under Article 86, paragraph 2 of the Collective Investment Schemes and Other Undertakings for Collective Investment Act (ZDKISDPKI). This material is for informational purposes only and does not constitute a recommendation to buy or sell financial instruments. Please note that prior to maturity, the value of investments and the income from them may decrease, profits are not guaranteed, and there is a risk that you may not recover the full amount invested. The invested capital is fully guaranteed only at maturity, except in the event of a credit event involving the issuer, Goldman Sachs Group. Investments are not guaranteed by a state-established guarantee fund or any other form of guarantee.